Life Insurance

• When can a nomination be done?
• How do I surrender my policy?
• How do I revive my policy that has lapsed?
• What is nomination of the policy?
• Can I change my nomination?
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Non Life Insurance

• Can motor policies be issued for a longer term than a year?
• Can motor vehicles be insured against fire and theft risks only?
• Does a third party claim affect the bonus/ malus rate under the comprehensive motor insurance policy?
• Are accessories and extra fittings of the vehicle covered under the comprehensive motor insurance policy?
• What happens if at any point of time there are in existence two policies for insurance of a vehicle?
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Mutual Funds

• What if a fund sells a scheme to another fund?
• What if a fund decides to end its operations?
• What is a growth stock?
• What is passive investing?
• What are Gilt schemes?
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Bonds

• Who can invest in the RBI Relief Bonds?
• What is the minimum and maximum investment limit for RBI Bonds?
• What will be the date of issue of RBI Bonds?
• What will be the period of holding for RBI Bonds?
• Is the premature encashment of RBI Bonds allowed?
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Loans

• Now that I've applied for my loan, what are the modalities involved?
• How do financiers go about assessing my loan application?
• How soon will I get my loan money?
• Will I need to provide any collateral for my loan?
• What exactly is a personal loan?
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Small Saving Schemes

• Can the income tax exemption under Section 88 be claimed by second named person in case of joint holding of National Saving Certificates?
• Can one claim the section 88 benefit on interest on the NSC VIII scheme which is deemed to have been reinvested?
• Will the rebate in income tax under Section 88 be available to husband/father where the NSCs (VIII-Issue) are purchased by him out of his income in the name of his wife/minor children?
• If the holder of a Savings Certificate dies, who gets the amount due to be paid to the deceased?
• If a girl makes a deposit and gets married by the time the deposit matures, would there be any problems?
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